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E and L Entertainment and Leisure Jargon Buster For: Touring Caravan Insurance Policy  Compete or leisure Plan
If you compete with your cycle i.e. road trials or mountain bike then you need Compete Plan. If you do not compete, the Leisure plan will be the right choice. Loss or Damage
Cover for fire, theft, accidental loss and damage to the insured bicycle and specified accessories up to 100% sum insured value New for old
If cycle or equipment is totally destroyed or stolen within two years from new, we pay sum insured or new market value if less. Replacement Hire
Your policy extends to include any additional expenses necessarily incurred in hiring alternative equipment as a result of an insured loss up to £150 per week for monthly policies and £100 per week yearly policies up to a maximum of £500 in total. Emergency recovery
If five miles or more from home and unable to complete the journey due to insured loss under loss or damage section, we can help cover the cost of getting you home up to £200 for monthly policies, £150 for yearly policies. 'European use'
Your cover extends to include Western Europe for up to 45 days under a monthly policy and 31 days under a yearly policy. 'Personal accident'
Personal accident covers accidental bodily injury whilst using the insured bicycle resulting in one of the following:- a) Death b) Total loss of sight c) Loss of one or more limbs d) Deafness in both ears e) Permanent total disablement. £12,500 monthly policy, £10,000 yearly policy. Benefits reduced to 25% for riders under 16 years old. Public liability
Third party legally liable claims and costs, arising out of use of the insured bicycle up to £1.25million monthly policy, £1million yearly policy. Excess
(i.e. the amount you pay towards each claim) on all claims is the first 10% of the claim with a minimum of £49. Note for monthly policyholders no excess on European use. |
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Authorised and regulated by the Financial Services Authority (FSA) Registration Number: 300859. | |